Effective Date: 17 February 2026
These Terms and Conditions (“Terms”) govern your access to and use of the websites and related services operated by M.A APORIA LTD (“Company,” “we,” “us,” “our”) (the “Services”). By using the Services, you agree to these Terms.
1. Eligibility
The Services are intended for individuals 18 years of age or older. By using the Services, you represent that you are at least 18.
2. Nature of Services; No Financial Advice
2.1 Informational Content Only. The Services provide general informational content about finance-related topics (including loans, credit, and debt relief).
2.2 No Financial, Legal, or Tax Advice. Content is provided for informational purposes only and does not constitute financial, legal, tax, or other professional advice. You should consult qualified professionals before making decisions.
2.3 No Lending or Brokerage. We are not a lender, creditor, debt relief provider, broker, or financial institution, and we do not make credit decisions.
3. Partner Links and Third-Party Services
3.1 Outbound Links. The Services may include outbound links to third-party partners and advertisers. If you click an outbound link, you will leave our Services and be subject to the third party’s terms and policies.
3.2 No Responsibility for Third Parties. We do not control and are not responsible for third-party content, offers, approvals, pricing, eligibility, availability, or practices.
3.3 No Guarantee. We do not guarantee that you will qualify for or obtain any product or terms offered by third parties.
4. Intellectual Property
4.1 Ownership. The Services, including text, graphics, logos, design, compilations, and other content (excluding third-party marks), are owned by or licensed to the Company and protected by intellectual property laws.
4.2 Limited License. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for personal, non-commercial use.
4.3 Restrictions. You may not copy, modify, distribute, sell, lease, reverse engineer, scrape, or exploit the Services except as permitted by law or with our prior written consent.
5. Acceptable Use
You agree not to:
- use the Services in violation of any law;
- interfere with security or operation of the Services;
- attempt unauthorized access to systems or data;
- use automated means to access the Services in a manner that imposes an unreasonable load;
- introduce malware or harmful code.
6. Disclaimers
6.1 As-Is. The Services are provided “AS IS” and “AS AVAILABLE,” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
6.2 Accuracy and Timeliness. We do not warrant that content is accurate, complete, current, or error-free. Financial products and terms change frequently.
6.3 Availability. We do not warrant uninterrupted or secure operation.
7. Limitation of Liability
To the maximum extent permitted by law:
- the Company shall not be liable for indirect, incidental, special, consequential, or punitive damages; and
- the Company’s total liability arising out of or related to the Services shall not exceed USD $100 (or the equivalent in local currency), even if advised of the possibility of damages.
Some jurisdictions do not allow certain limitations; in such cases, liability is limited to the greatest extent permitted by law.
8. Indemnification
You agree to indemnify and hold harmless the Company and its directors, officers, employees, and agents from claims arising out of your misuse of the Services or violation of these Terms.
9. Changes to the Services and Terms
We may modify or discontinue the Services and may update these Terms from time to time. Continued use after changes constitutes acceptance of the updated Terms.
10. Governing Law and Jurisdiction
These Terms are governed by the laws of the State of Israel, without regard to conflict of law principles. You agree that courts located in Tel Aviv, Israel shall have exclusive jurisdiction over disputes arising from these Terms or the Services, except where prohibited by applicable law.
11. Contact
M.A APORIA LTD
6492102 Menachem Begin Road 144, Tel Aviv, Israel
Email: contact@aporianetworks.com